Mahila Utkarsh Yojana – Rs 1 lakh Loans 0% interest

Mahila Utkarsh Yojana – Rs 1 lakh Loans 0% interest. For the first time in the state, Mukhyamantri Mahila Kalyan Yojana(MMKY Scheme) will be launched and loans will be given to more than 10 lakh mothers and sisters at 0% interest. Gujarat’s women power will take the lead in realizing the resolve of a self-reliant Prime Minister of India.

On Prime Minister Narendra Modi’s birthday (September 17), Chief Minister Vijay Rupani will present the Mahila Utkarsh Yojana to the mother power of the state. In the changed socially-economic lifestyle after Corona, a new path of self-reliance of women-mothers-sisters will open up.

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A total of 10 lakh mothers and sisters of 1 lakh women’s groups. in the state will get the benefit of Mukhyamantri Mahila Utkarsh Yojana.

On the Prime Minister’s birthday, the Gujarat government will provide MMKY Scheme to more than 10 lakh women in the state.

A total of 10 lakh mothers and sisters of 1 lakh women’s groups in the state will get the benefit of Mukhyamantri Mahila Utkarsh Yojana

On September 17, the Chief Minister will present the Mahila Utkarsh Yojana to the mother power of the state


Mukhyamantri Mahila Utkarsh Yojana (MMUY) – All Details

Scheme announcer:: Gujarat Government

Scheme Name:: Mukhyamantri Mahila Utkarsh Yojana (MMUY)

Launched on::  17th September 2020

Purpose::  To make women Atmanirbhar

Advantages:: Women will get loans up to Rs 1 lakh at 0% interest
Budget Rs 175 crore

Highlights:: of the Mukhya Mantri Utkarsh Scheme

key highlights of the Mukhya Mantri Utkarsh Scheme

    • The government will sponsor a budget of 1000 Crore to the groups registered under Join Liability and Earning Group ( JLEG).
    • A total of 10 lakh women are going to avail of the benefits under this interest-free loan scheme.
    • Each Self Help Group should comprise of 10 members under this MMUY scheme.
    • The government will pay the interest amount on behalf of the beneficiaries.
    • How to Apply for Mukhya Mantri Mahila Utkarsh Yojana MMUY Gujarat
    • All the eligible women of Gujarat can apply for this interest-free loan online on the official portal . Let us see the procedure for applying for Mukhya Mantri Mahila Utkarsh Yojana.

Visit the Official Portal of MMUY Gujarat.

      • It takes the applicant to the Home Page of the Official Portal.
      • On the Home Page, Click on the link of MMUY Yojana.
      • It redirects the candidates to the Online Registration Page for the MMUY interest-free loan scheme.
      • It opens up the application form; now, the applicants can start entering his/her personal details like Name of the Applicant, Contact
      • The applicant has to enter her SHG Group Details, Aadhar Cards, and other information like Bank Account Number, Bank Branch Name, IFSC Code in the next section.


Mahila Utkarsh Yojana


MMKY Scheme




MMKY Scheme


Rs. Loans up to Rs 1 lakh will be available from institutions including government

A total of Rs. 1000 crore plan. The interest on the bank loan will be paid by the state government. The stamp duty required for the loan will also waived.

Rs. Loans of Rs 1 lakh will be available from government, co-operative, private banks, lending institutions approved by the RBI. The state government has soon signed a memorandum of understanding with banks to join the MMKY scheme.

CLICK Here to Read News reports in Gujarati

One lakh loan will given to each group

According to the information received, a group of 10 women-sisters will be formed in M1 lakh group.

Each group will get a loan of one lakh and each mother and sister will get an interest loan without starting their own small or big business, housing industry, business. the CM’s goal of a big loan from Women become the financial support of the home-family.

175 crore budget passed for CM Mahila Utkarsh Yojana

The Chief Minister’s sensitive approach is to cover a total of 1 lakh women’s groups in the MMKY Scheme, which is 50,000 in rural areas and 50,000 in urban areas. The scheme will implemented in rural areas by Gujarat Lively Hood Promotion Company of Rural Development Department.

The scheme will make millions of women self-reliant

Gujarat Urban Lively Hood Mission of Urban Development Department will implemented in urban areas. Mukhyamantri Mahila Utkarsh Yojana will be a catalyst in fulfilling the dreams of millions of sisters of the state to live with self-reliance.

Maukhya Mantri Mahila Utkarsh Yojana MMUY Frequently Asked Questions (FAQ’s)

Here are some of the most frequently asked questions about the Gujarat CM Mahila Kalyan Yojana 2020:-

What is Mukhyamantri Mahila Kalyan Yojana

Mukhyamantri Mahila Kalyan Yojana in Gujarat will be launched to provide interest free loans to women self help groups (SHGs).

What is the other name for CM Mahila Kalyan Yojana

Gujarat Mukhyamantri Mahila Utkarsh Yojana

How much loans can be taken by MMKY Scheme women beneficiaries

Upto Rs. 1 lakh

What is the interest rates on loans taken under MMUY Scheme

zero percent or interest free

Will the interest will be waived or reimbursed to the beneficiaries in MMKY Scheme

The beneficiary will not have to pay any interest to the banks

How many women beneficiaries can take loan for self employment

Approx. 27 lakh women beneficiaries in around 2.75 lakh registered sakhi mandals (2.51 lakh in rural & 24,000 in urban areas) would be able to apply for self employment loans

What is the maximum number of women in the Self Help Groups (SHG’s)?

Each Self Help Groups should consist of a maximum of 10 members.